Taking Your Needs Seriously
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As an agent appointed with multiple carriers, I work with the nation's most recognized insurance companies. This gives you the right type of plan, with the best coverage and, affordable insurance you're looking for. You can leave making the calling, e-mailing, and plan comparisons to me. Together, we'll find the plan for your unique needs.
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HEALTH
Health insurance protects you before you get hurt or sick. If the inevitable happens and you find yourself sick or injured, health insurance will not only pay the doctors, but provide the benefits that cover you and protects you from paying high medical bills. You can also refer to this as a health benefit plan.
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LIFE
Now, let's say you don't make it out of the hospital or the tragic, unexpected happens. Life insurance is there to ease the financial burden in the event you are no longer here. Things to consider are your mortgage, vehicles, education, income replacement and other debts. Add those up, and you'll have a good idea of how much insurance you'll need. Don't know where to start? I can help!
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DENTAL
Good oral hygiene and oral health can improve your overall health. This reduces the risk of serious disease and even preserving your memory in your golden years.
Bottom line is..... You need dental care! There are a variety of plans to choose from that will fit your needs and budget! |
VISION
If you don’t wear eyeglasses or contact lenses, you may think you don’t need vision insurance. Regular eye exams are an important aspect to maintaining healthy vision and can often detect major medical problems in the early stages of development, such as high blood pressure and diabetes. There are several plans that cover the full cost of an annual eye exam. Additionally, there are plans that cover comprehensive eye exams giving your provider the chance to catch early signs of disease and treat them before causing permanent vision loss.
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ACCIDENTAL
Nowadays, the average hospital stay is nearly 5 days, with average cost of a hospital stay almost doubling since 2000. With that, comes the daily living expenses and other unexpected costs that will arise while you are recovering. There are plans available to supplemental accident insurance plans. If you are hospitalized for an accidental injury, these plans pay lump-sum cash benefits directly to you. It’s your money, how you use however you see fit. These funds may be used to pay unexpected medical costs or everyday living expenses.
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CRITICAL ILLNESS
If you are diagnosed with an illness such as a heart attack, cancer or stroke, your focus should be on treatment and recovery, not on how you're going to cover the costs. Much like the accidental insurance, these plans pay cash benefits directly to you in the event of a covered illness or specified disease. This is your money to use how you see fit. Again, the money can be used to pay unexpected medical costs or everyday living expenses.
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Backed By The Best!
I have the privilege of representing a number of highly rated insurance carriers in the fields of health, life, disability, long term care, and supplemental insurance in the areas of dental, vision, accident, cancer, heart attack, stroke and other specified illnesses. These insurance products range from basic, entry level coverage all the way to fully customizable plans that fit your unique needs. Below are just a few of the carriers that you are able to choose from.
